The MCERF-funded insurance liability reform study by Ducker Worldwide, The Contractor Liability Insurance Cost and Coverage Problem - Solutions to Improve - was completed and made available on MCAA's website in late 2005. The comprehensive industry survey and analysis was compiled from interviews and survey data from hundreds of contractors and industry experts. It describes the growing problems of mounting cost and decreasing scope of liability coverage; it shows that premiums have increased an average of 50% over the past five years, while the scope of coverage has narrowed considerably. The report suggests a broad scope of remedial approaches including federal reforms and state law tort reform measures. For a copy of the study, contact Linda Burke (lburke@mcaa.org).